Paperwork

Paperwork is an invention of bureaucracy and lawyers. They insist it's absolutely necessary, every little bit. Maybe it is. I used to pick fights about it, demand to know why they wanted so much information about me.

Privacy
Haven't they ever heard of it? I'm trying to get a loan, not marry you. Why do you want every little detail about my life? I know that all you'll do is store it away in a computer somewhere, never to be seen again. Actually it will be seen again. Eventually some especially clever or lucky hacker will gain access to the database and file a half dozen credit cards in my name. And then the banks and credit companies will blame me for it.

Trees
Sure, I knocked one over. But that was just one, and it wasn't a very nice tree anyway. People have done worse in a crash. But all those forms copied in triplicate? How many trees have been knocked over to satisfy your lust for legal armor? It's not that I care about trees that much, but they're more important their your stupid database at least.